Mortgage Center

Charter Bank is here to help with your home buying or refinance needs. Our Mortgage Specialists can walk you through the process or you can apply online in minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Charter Bank Mortgage Specialist will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Specialists are only a phone call away if you need help. Contact us at 228-896-1444.

Rate Watch

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Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

Today's Rates

Conventional Loans
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.591%  0.875%
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.933%  0.750%
FHA Loans
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.375%  4.380%  0.750%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.375%  4.239%  0.750%
Rural Development Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.993%  0.750%
VA Loans
Federal VA 15 Year Fixed Rate
 Rate  APR  Points
 3.625%  4.135%  0.750%
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.803%  1.000%

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